Top 10 Tips With ROOFING CONTRACTOR

There is not any such thing to be over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it’s important to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You end up paying to repair the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you see a leak. You make an effort to contact the business, but can’t find their information. You try to look them up by their business license and you find that there was never a business license issued for that company. You’re forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor includes a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In hawaii of Utah, your roofing company must have a shingle license and an over-all roofing license to set up a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally in a position to install a roof with out a roofing license if they have an over-all contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners in addition to home owners. It is perfect for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the number for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. business roof solutions discover that your contractor did not pay his supplier and that you are now in charge of that payment. It has happened and can happen to you.

Solution: Be sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to protect the house or building owner from paying twice. If you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.